Legal notice

LEGAL NOTICE & DISCLAIMER

1. INFORMATIONAL PURPOSES ONLY
All spreadsheet templates, tracking tools, and digital resources provided by Quiet Wealth Creations (operated under Quiet Wealth Labs) are intended strictly for educational, organizational, and personal informational purposes. 

2. NO FINANCIAL OR INVESTMENT ADVICE
The tools and content sold on this website do not constitute financial, investment, tax, or legal advice. Quiet Wealth Creations is not a registered investment advisor, broker, or financial planner. Users should consult with a certified financial professional before making investment decisions regarding precious metals or other financial assets.

3. DATA ACCURACY & THIRD-PARTY FEEDS
While our spreadsheets utilize automated market feeds (such as Google Finance) to estimate spot prices and melt values, Quiet Wealth Creations does not guarantee the real-time accuracy, completeness, or reliability of third-party market data. Users assume full responsibility for verifying market prices.

4. INTELLECTUAL PROPERTY & USAGE
Purchasing a digital product grants you a single-user, non-exclusive license for personal use. You may not resell, redistribute, sub-license, or share access links to these templates without explicit written permission from Quiet Wealth Creations.